Job Description

As the Fraud Prevention Analyst , you will support UMB Fraud Operations to protect UMB and clients against multi-channel payment fraud loss or loss due to identity theft. These payment channels will include Card, Check, Digital Online Banking, Mobile, Wire, ACH & Instant Payments. You will be responsible for working within a multi-channel fraud prevention team and mastering the associated systems and tools used for transaction level fraud prevention. This is a subset of the overall responsibilities which will include multiple initiatives as assigned by Bank Operations leadership. This role is hybrid (Mon through Thu on-site / Fri remote) at the UMB Technology & Operations Center located in downtown Kansas City, MO. How you will spend your time: Analyze and detect check, card, ACH, wire and OLB fraud incidents by using all tools available and engage in analytical and fraud detection skills. Review the queued single and multi- channel activity for evidence of suspicious and incongruent patterns by the daily specified deadlines, making judgment calls based on a comprehensive analysis of multi-channel activity and other information available, fully utilizing the systems available and working with clients as needed. Assess potential fraud by reviewing and analyzing key elements at the respective channels. Assist the Enterprise Fraud Operations Managers and Enterprise Fraud Data Strategy to identify fraud trending with the objective to calibrate the existing rule sets for greater effectiveness and efficiency. Fulfill testing requirements in support of all Business Continuity Plan exercises. Assist Enterprise Fraud Claims Analysts in case management activities as required. Establish and maintain relationships with branch and customer service associates and account managers for fraud alert related details as needed. We are excited to talk if you have: An aptitude for problem solving, analytics, and reporting. Ability to manage time and meet deadlines – works under limited supervision. Ability to work proactively & collaboratively in a team environment. Ability to partner with multiple lines of business to achieve common goal. Advanced knowledge of Microsoft Office suite. Bonus Points if you have: Working knowledge of industry fraud applications. Ability to navigate multiple systems. Experience with FIS, FISERV, IBM and First Data fraud tools. Applicants must have legal authority to work in the United States. Work Visa sponsorship is not available for this position. This position was posted on 07/20/2026. The application deadline for this position is 45 days from the posting date unless filled earlier. Compensation Range: $59,085 - $86,922 The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information. Paid Time Off a 401(k) matching program annual incentive pay paid holidays a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage health savings, flexible spending, and dependent care accounts adoption assistance an employee assistance program fitness reimbursement tuition reimbursement an associate wellbeing program an associate emergency fund and various associate banking benefits. Are you ready to be part of something more? You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request. If you are a California resident, please visit our Privacy Notice for California Job Candidates ( to understand how we collect and use your personal information when you apply for employment with UMB. Who we are We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision ( Check out the road to a career at UMB #J-18808-Ljbffr

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